Angus Munro Psychology Pty Ltd. (“Angus Munro”) is the owner of the website Phobiasolution.com (the “Website”). None of the information on this website should be used as medical or therapeutic advice.

THE USE OF PHOBIASOLUTION.COM, THE SERVICES AND DOWNLOADS CONTAINED THEREIN, ARE NOT A SUBSTITUTE OR REPLACEMENT FOR PROFESSIONAL, MEDICAL, PSYCHOLOGICAL, OR HEALTH ADVICE OR TREATMENT.  YOU SHOULD ALWAYS SEEK ANY AND ALL PROFESSIONAL ADVICE AND TREATMENT FOR ANY ILLNESS, SICKNESS, INFECTION, DISEASE, OR ANY AILMENT.

LICENSE

If you are 18 or older, Angus Munro grants you a limited, revocable, nonexclusive, non-assignable, non-sub licensable license to access the content located on Phobiasolution.com; unlicensed access is unauthorized. You agree not to license, distribute, make derivative works, display, sell, or “frame” content from Phobiasolution.com, including products purchased and downloaded. All rights not expressly granted to you, are reserved for Angus Munro.

You grant Angus Munro a perpetual, irrevocable, unlimited, worldwide, fully paid/sub licensable license to use, copy, perform, display, distribute, and make derivative works from content you post.

DISCLAIMERS

THE USE OF PHOBIASOLUTION.COM, THE SERVICES AND PRODUCTS CONTAINED THEREIN, ARE NOT A SUBSTITUTE OR REPLACEMENT FOR PROFESSIONAL, MEDICAL, PSYCHOLOGICAL, OR HEALTH ADVICE OR TREATMENT.  YOU SHOULD ALWAYS SEEK ANY AND ALL PROFESSIONAL ADVICE AND TREATMENT FOR ANY ILLNESS, SICKNESS, INFECTION, DISEASE, OR ANY AILMENT.

To the maximum extent permitted by law: (1) Angus Munro makes no promise as to the Website and its content, its completeness, accuracy, availability, timeliness, propriety, security or reliability; (2) your access and use are solely at your own risk, and the Website and content is provided “AS IS” and “AS AVAILABLE”; (3) Angus Munro is not liable for any harm resulting from (a) user content; (b) user conduct, e.g. illegal conduct; (c) your Website use; or (d) our representations; (4) WE AND OUR OFFICERS, DIRECTORS, EMPLOYEES (“Angus Munro Team”), DISCLAIM ALL WARRANTIES & CONDITIONS, EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE, OR NON-INFRINGEMENT; (5) THE ANGUS MUNRO TEAM IS NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS (E.G. OF PROFIT, REVENUE, DATA, OR GOODWILL); (6) IN NO EVENT SHALL OUR TOTAL LIABILITY BE GREATER THAN THE MINIMUM PERMITTED BY LAW.

NOTWITHSTANDING THE FOREGOING, THE ANGUS MUNRO TEAM’S LIABILITY SHALL NOT EXCEED, IN THE AGGREGATE, AN AMOUNT EQUAL TO THE LESSER OF (A) THE AMOUNT OF MONEY ACTUALLY RECEIVED BY ANGUS MUNRO FROM YOU IN CONNECTION WITH YOUR USE OF THE WEBSITE, SERVICES AND/OR PRODUCTS, OR (B) US $100.

THIRD PARTY LIABILITY

In no event shall the Angus Munro Team be responsible for the actions of any third party. Third parties include but are not limited to advertisers, linked websites or other users. While we may provide you guidance, such guidance is solely informational. You may decide to follow it or not. We have no control over and do not guarantee the existence, quality, safety or legality of third party products or services advertised; the truth or accuracy of users’ content; the ability of third parties to sell products or perform services; the ability of buyers to pay for services; or that a user or advertiser will actually complete a transaction, or refund a payment.

INDEMNITY

You will indemnify and hold the Angus Munro Team harmless from any claim or demand, including reasonable attorney’s fees and legal costs, made by any third party due to or arising out of your breach of this agreement, your use of our Website, products, services or your breach of any law or the rights of a third party.

COMPLIANCE WITH LAW

You represent and warrant that your use of this Website, and the content contained therein, including but not limited to the audio recordings and written materials is in compliance with all laws, ordinances and regulations. You agree to indemnify and hold the Angus Munro Team harmless from any losses, including attorney fees that result from your breach of any part of this representation and warranty.